Payment solutions

Collection, tracking, reconciliation and settlement in one platform, so you always know where your money is.

Each payment method and feature is enabled per merchant, and only once the relevant approvals are in place. We will confirm what is available for your business during onboarding.

Payment collection

Accept payments from your customers using the payment methods approved for your account, whether or not you have a development team.

Create payments from your own system through the Lyonga API
Send payment links or payment requests to customers without writing code
Use one integration for every payment method enabled on your account
Add your own order or invoice reference to each payment

Transaction tracking

Know exactly where every payment stands, from the moment it is created to its final result.

A unique Lyonga reference for every transaction, alongside your own
Clear statuses, such as pending, successful and failed
A timestamped event history showing each step a payment went through
Search and filter transactions in the merchant dashboard

Reconciliation and reporting

Give your finance team the records they need to close the books without manual matching.

Line-by-line view of payments, fees and net amounts
Reports filtered by date range, status and payment method
Exports in formats that work with spreadsheets and accounting tools

Settlement tracking

See which payments make up each settlement and follow it until the money reaches your account.

Settlement records that list the transactions they include
Settlement status and expected timing, as set out in your merchant agreement
Fees shown against each settlement so the numbers add up

Refunds

Return money to a customer from the dashboard or the API, where the original payment method supports refunds.

Full or partial refunds, where supported by the payment method
Refunds linked to the original transaction for a clean audit trail
Refund status tracked like any other transaction

Webhooks and notifications

Let your systems react the moment something changes, instead of checking for updates.

Signed webhook events when a payment, refund or settlement changes status
Automatic retries if your endpoint is temporarily unavailable
Email notifications for your team on the events that matter to them

Multi-user access with roles

Give each person on your team the access they need, and nothing more.

Invite colleagues to your merchant account
Assign roles that control who can view, refund, export or manage settings
Multi-factor sign-in and an activity log for sensitive actions

Building on the API?

Read the documentation, then request sandbox access to test payments, refunds and webhooks before you go live.

Read the API docs Request sandbox access