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lyonga

One Platform.Multiple Ways to Pay.

Lyonga is building a unified digital payment platform designed to help businesses simplify payment collection, monitor transactions and manage payment operations through modern technology.

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Everything after the customer says yes

Collecting a payment is only the start. Lyonga brings collection, tracking and reconciliation into one place so you always know where your money is.

Payment collection

Accept payments from your customers through one integration, using the payment methods approved for your account.

Transaction tracking

Follow every payment from request to result, with a unique reference, a clear status and a full event history.

Reconciliation

Match payments, fees and settlements line by line, and export reports your finance team can work with.

See payment solutions

Built for the way Zambian businesses sell

Whether you run an online shop, a service business or a growing platform, Lyonga gives you one place to receive and manage payments.

Industries we serve

  • E-commerce businesses

    Take payment at checkout and see each order's payment status without switching tools.

  • Online service providers

    Collect for subscriptions, bookings and invoices, and get notified the moment a payment completes.

  • Small and medium businesses

    Start without a development team using simple payment requests, then grow into the API when you are ready.

  • Eligible digital platforms

    Build payments into your product with a documented API, sandbox testing and webhooks.

Your payments, at a glance

The merchant dashboard brings transaction history, payment statuses, reports and settlement tracking into one view.

This is a design preview with sample data. It does not show real transactions or balances.

Preview with sample data

Overview

Good morning, Mwamba Stores

Search by reference
Collected this month
K 184,250.00
Successful
1,284
Pending
37
Failed
22
ReferenceDescriptionAmountStatusTime
LYP-8K2Q4M7TOrder #10482K 1,250.00Successful10:42
LYP-7H9W3N2DInvoice INV-2207K 18,400.00Pending10:31
LYP-6C1R8V5BOrder #10481K 320.00Successful10:17
LYP-5Z4T7P1KSubscription 0093K 99.00Failed09:58
LYP-4M6X2Q9HOrder #10480K 2,780.00Successful09:44

Next settlement

K 42,615.50

Fees itemised in your report

  1. Collected
  2. Reconciled
  3. Approved for payout
  4. Paid out
Concept of the Lyonga merchant dashboard with sample data. Not live account information.

Integrate once, in an afternoon

A REST API with predictable resources, clear errors and signed webhooks. Build against the sandbox, then switch keys to go live.

  1. 1Get your sandbox keys from the dashboard
  2. 2Create a payment from your server
  3. 3Receive the result on your webhook
  4. 4Switch to live keys after approval
Read the API docsRequest sandbox access
Create a paymentSandbox
curl https://sandbox.api.lyonga.com/v1/payments \
  -H "Authorization: Bearer sk_test_…" \
  -H "Idempotency-Key: 6f1c9a2e-…" \
  -H "Content-Type: application/json" \
  -d '{"amount": 125000, "currency": "ZMW", "reference": "order_10482"}'

// 201 Created
{
  "id": "pay_8K2Q4M7T",
  "status": "pending",
  "amount": 125000,
  "currency": "ZMW"
}

Security built into how the platform works

Payments demand trust. These are the controls Lyonga is built around, described plainly.

Encrypted connections

All traffic to Lyonga websites, the dashboard and the API is served over HTTPS.

Credentials kept server-side

Provider credentials never reach the browser. Merchant secret keys are shown once and stored hashed.

Controlled access

Role-based permissions and multi-factor sign-in protect merchant accounts and sensitive actions.

Transaction controls

Idempotency keys prevent duplicate charges, and every status change is recorded in an audit trail.

Monitoring

Platform health and payment activity are monitored so problems are found and acted on quickly.

Data protection

Personal data is handled in line with Zambia's Data Protection Act, 2021, and collected only where needed.

Security and compliance

From application to your first payment

Five steps, with our team alongside you at each one.

  1. 1

    Apply for a merchant account

    Tell us about your business in a short online application.

  2. 2

    Complete business verification

    Share your registration documents so we can verify your business.

  3. 3

    Configure approved payment methods

    Choose from the payment methods approved for your account.

  4. 4

    Integrate and test

    Connect using the API or dashboard tools and test in the sandbox.

  5. 5

    Go live

    Start accepting real payments once all required approvals are in place.

Payment methods are enabled per merchant, only after the relevant approvals are in place.

Ready to Simplify Your Payment Operations?

Apply in minutes. We will guide you through verification and setup.

Become a MerchantTalk to Our Team