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Become a merchant

Apply for a Lyonga merchant account in a few minutes. We review every application and guide you through verification before you go live.

What you need now

Your registered business name, PACRA registration number and 10-digit TPIN
Your business address, industry and a short description of what you sell
A rough idea of your expected monthly payment volume
Contact details for the person we should speak to

Documents we will ask for later

You do not need to upload anything today. After our first review, we will request these through a secure channel:

PACRA certificate of incorporation or registration
ZRA TPIN certificate
Identity documents for directors or owners
Proof of business address
Bank account and settlement details

Your details are sent over an encrypted connection and used only to assess your application. Read our privacy policy.

Questions before you apply? Talk to our onboarding team.

1Business detailsBusiness details, current step
2Business profile and volumeBusiness profile and volume
3Contact and consentContact and consent

Business details

Business details

Step 1 of 3. Fields marked * are required.

Registered business name*

As it appears on your PACRA certificate.

Trading name(optional)

Only if you trade under a different name.

Business type*

PACRA registration number*

TPIN*

Your 10-digit ZRA taxpayer number.

City or town*

Physical business address*

Company website

lyonga

One platform for collecting payments, tracking transactions and managing payment operations, built for businesses in Zambia.

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Lyonga is a trading name of Smart Edge Tech Limited, a company registered in Zambia (registration number [TBC]). Registered office: [Registered address TBC], Lusaka, Zambia.

Payment services are provided in partnership with Lipila, a licensed payment service provider.

© 2026 Smart Edge Tech Limited. All rights reserved.